The Carolina Panthers have already exercised quarterback Bryce Young’s fifth-year option, giving the team at least another season to continue evaluating him — a logical move given the uneven start to his NFL career.
Still, one league executive has offered a word of caution about rushing into a massive long-term deal.
Young has shown real growth this season. The former Alabama star looked calmer, more decisive, and far more comfortable in high-pressure moments. Confidence around the organization — and among fans — is growing. Even so, he likely needs to take another step forward before justifying the kind of money quarterbacks command on second contracts.
Panthers urged to be cautious with Bryce Young extension
According to Joe Person of The Athletic, a veteran personnel executive from another team used Tua Tagovailoa as a cautionary example when discussing Young’s situation. The executive noted that Tagovailoa was at his best while still on his rookie contract, when the Dolphins had the cap flexibility to surround him with elite talent. Once Miami committed big money to him, roster depth suffered — and expectations rose accordingly.
Unless Carolina is completely sold, the message was clear: patience may be the smarter play.
The comparison isn’t perfect. Tagovailoa benefited from stars like Tyreek Hill, Jaylen Waddle, and De’Von Achane, while the Panthers are still in the process of building around Young through the draft and targeted veteran additions. But the broader point remains valid.
Quarterback contracts consume a massive portion of the salary cap. Even a $50 million-per-year deal — which wouldn’t crack the league’s top 10 — would force sacrifices elsewhere. And while the cap continues to rise, so do the prices for quality supporting talent. Even Young’s fifth-year option will limit flexibility.
That reality makes it crucial for Carolina to keep finding affordable, long-term contributors through the draft to sustain progress.
Young appears to be one strong season away from earning a major payday. Waiting could ultimately cost the Panthers more, but handing out an extension after just three seasons carries its own risks — especially with general manager Dan Morgan still shaping a more competitive roster.
It’s a delicate balance, but by picking up the fifth-year option, the Panthers at least bought themselves valuable time to get the decision right.